Can I drive my parents' car without having my name added to the insurance list in the same city?

"Okay therefore I am wondering just how much  insurance  will be for somebody like me who never owned a vehicle before and has no credit. I have tried checking online for estimates and stuff but dont have a carDo i need liabilty  insurance   ?
What should previous injury be depreciated by  insurance  after accident to an automobile?
What are the different types of insurance outthere?
Inexpensive car insurance for Landrover Discovery?
Insurance companies.?
What is the most popular insurance in mo? Is there a site/website to where I - can discover this info and data that way? What type of insurance is mostly found in certain locations?
"What will be my annual AND regular insurance charge for me personally to possess a vehicle in my title